No cash back at POS transactions

[Jared]

I'm having to change my banking/shopping style since moving here.
In Washington, I could use my debit card with a Visa logo and while completing. a Point-of-Sale transaction, choose to run it as 'debit' or 'credit'.
If run as credit, I sign a receipt and that's that.
If debit, I type my PIN and can choose to get cash back.

However, with my Wyoming and South Dakota debit cards, when used at a POS they can only be run as credit, and therefore not usable for getting 'cash back' on a transaction.

When I had my Washington-based card, it worked fine and I used Wal-Mart and Safeway as my ATM quite often when first arriving, since there wasn't a local branch of my WA bank.
But now my only banks are local and so I can't do that anymore.

The teller at Wells Fargo in Spearfish (SD) explained that it's "on the way" and South Dakota would likely have it in a couple years.  The teller at Sundance State Bank (WY) just said that's the way it was and wasn't sure about the time horizon.

So, just an "FYI" on debit cards.

[MamaLiberty]

Look for a Pinnacle Bank in Gillette, or use the one in Newcastle. They have a full debit/ATM card. I opted OUT of the debit thing, since I consider that terribly dangerous and won't have one, but it is available. I have a separate credit card for emergencies. (Never have paid a penny in interest either.) I don't see any particular advantage in rolling them all into one myself. Each to his own.

MamaLiberty

[ScottBieser]

I have a debit/credit card from Bank of the West and there are lots of places in Cheyenne I can get cash with purchase, although not everywhere. Usually supermarkets and big-box stores are amenable, but convenience stores tend not to be. Most of them have a separate ATM-machine that charges outrageous fees and I suspect that's the reason you can't get cash with a purchase.