Downtown Saratoga was flooded for several weeks this past summer as the reservoir their river flows into, Pathfinder, was overflowing....folks just did their thing, dried out & moved on.
One of the plus sides to living in "high" desert, dry-land country...is the lack of flooding. With the vast majority of stream/river flow coming from snow melt, it is very much spread out over the spring and summer...to early August and then starts rebuilding in mid-September.
MANUMIT